Don't
ignore your overseas property insurance - disaster can
strike anywhere!
Would you be brave enough to leave your home in the UK
uninsured? So why do many of us buying a home abroad
immediately assume that the rules are different because the
sun is shining - risks still exist. Regardless of whether
your property is occupied, unoccupied or let - short or long
term - you need comprehensive property insurance and cover
against potential liabilities.
UK based insurance company Intasure offers policies that
are designed specifically to meet the needs of the overseas
property market. Flexibility is central to Intasure's cover,
comprehensive buildings and contents insurance allows you to
live in, leave your property unoccupied or let it - short or
long term. The policy also covers loss of rent and emergency
travel and accommodation in the event of a major claim. For
additional peace of mind these policies are underwritten by
one of the world's leading insurers, Norwich Union.
No language barriers.
Understanding exactly what a policy includes, even in
English, can be a feat in itself. Add to this the
complication of an unfamiliar language and the stress
associated with making a claim and the whole process could
be doubly hard. Intasure's documentation is entirely in
English and all claims and enquiries are reported to and
resolved by a UK-based English speaking support team.
Community Insurance can be misleading
Local Community Insurance cover can be deceptive. It is
designed to protect communal areas such as boundary walls,
entrances and staircases (in the case of apartments), but
not as comprehensive cover for your specific property. It is
invariably written in the language of origin, which makes it
hard to fully understand what the cover includes. Owners can
mistakenly believe that Community Insurance covers their
home, discovering too late that it does not.
Essential Liability cover
Intasure's comprehensive cover is also ideal for anyone who
lets their property, particularly with the current trend
toward litigation. Intasure's policy automatically includes
£2,000,000 Public Liability cover, far in excess of many
other European policies (in Spain for example, typically
30,000€ Approx. £20,000). Cover is available for homes in
Spain, France, Portugal, Italy, Greece, Cyprus and the
Republic of Ireland. For a quick quote or to arrange
immediate cover visit the Intasure web site: www.intasure.com
